The simple answer is just two letters: No. You can set plan to paper by simply recording your wishes, and leave it for your family to pay for your desired services at the time of your passing.
Or, you can protect you and your family from inflation, by pre-funding your plan. This ensures your expenses will be covered when you need them to be.
When you choose to pre-fund your final arrangements, your money is put in a state-approved trust account or top-rated insurance company until required. After your pre-plan is paid for in full, our price is guaranteed. You will never have to pay more for the items you have already paid for.
Another point we’d like to stress: When you pre-plan with Heritage Funeral Homes, your plan will go where you go. No matter where you reside at the time of your passing, no matter what funeral home you choose to work with, your plan will be transferable to any funeral home in the United States.